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Banking that hits different

The first AI-powered lifestyle bank. Get paid 2 days early, earn up to 7% cashback, and watch your money grow itself.

FDIC insured
Bank-grade encryption
4.9 / 5 · 12,400+

Pay

Amount

$42
$sarah
1
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3
4
5
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7
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9
.
0
Send $42 ⚡
9:41● ● ●

Hey Jordan

$jordan

14 day streak

Total balance

$12,847.32

342.18 AMPD Bucks
Send
Request
Add
QR

⚡ AMPD Insight

Cashback up +12% vs last week.

Spotify

Entertainment

$-9.99

Cashback ⚡

Reward

$+2.14

Uber

Transport

$-14.20

+$2.14 cashback
Streak: 14 days
Drake just dropped a card
Referral bonus unlocked

As featured in

TechCrunchForbesBloombergWIREDFast CompanyThe VergeProduct Hunt #1TechCrunchForbesBloombergWIREDFast CompanyThe VergeProduct Hunt #1TechCrunchForbesBloombergWIREDFast CompanyThe VergeProduct Hunt #1
LIVE

$48,273,891

AMPD Bucks paid out

240K+

Active members

$84.20

Avg cashback / mo

4.9 ★

App Store rating

What you get

Every feature, dialed to 11.

AI that watches your money so you don't have to.

Real-time alerts, smart category insights, and personalized money moves — powered by your spending patterns.

Spending forecastBill watchGoal nudgesSmart save

AMPD Bucks

7% back

at 200+ partner merchants

FDIC insured

Up to $250K per account.

Instant P2P

Free, forever.

2d

Get paid early

Direct deposit drops up to 2 days sooner.

Limited Drops

Celeb-collab cards

Drake. SZA. Bad Bunny. Unlock exclusive perks.

Credit builder

Build credit as you spend.

$25 referral, both ways

Stack it. There's no cap.

Bank-grade security

256-bit encryption, biometric login.

In the app

Designed like nothing else.

Every pixel obsessed over. Every interaction tuned. The kind of app you'll actually open.

9:41● ● ●

Hey Jordan

$jordan

14 day streak

Total balance

$12,847.32

342.18 AMPD Bucks
Send
Request
Add
QR

⚡ AMPD Insight

Cashback up +12% vs last week.

Spotify

Entertainment

$-9.99

Cashback ⚡

Reward

$+2.14

Uber

Transport

$-14.20

Home

Balance, bucks, and your daily streak — all at a glance.

Pay

Amount

$42
$sarah
1
2
3
4
5
6
7
8
9
.
0
Send $42 ⚡

Pay

A keypad that feels like a real wallet.

9:41

Rewards

AMPD Bucks

342.18 ⚡

$48.20 maturing in 3–7 days

By category

food

$124.30

travel

$82.10

shopping

$68.20

entertainment

$42.80

Partner offers

Starbucks

7%

Uber

5%

Spotify

10%

Rewards

Cashback that compounds while you sleep.

Loved by 240,000+

The reviews speak for themselves.

"Switched from Cash App last month. Already earned back what my old bank charged me in a year. AMPD just hits."

M

Maya R.

@mayacodes

"The AI insight that told me to cancel my unused subscriptions paid for itself in 11 minutes. Wild."

D

Devin K.

@dvnkn

"Sent $400 to my sister in 2 seconds. Free. The keypad feels like butter. I'm never going back."

S

Sasha L.

@sashlife

"Got the Drake drop card. The packaging alone was worth it. Real bank, real perks, real fire."

M

Marcus T.

@marcustee

"I'm a designer and this is the cleanest fintech app I've ever used. Period."

P

Priya N.

@priyatech

"Cashback hits my account before the transaction even posts. How is this even legal?"

J

Jordan W.

@jordandev

Head to head

It's not even close.

AMPD
Cash App
Bank
Upfront cashback up to 7%
Get paid 2 days early
AI spending insights
Free instant P2P
Celeb-collab cards
Zero monthly fees
Credit builder

Your money.
Finally yours.

Join 240,000+ people earning, saving, and living louder with AMPD. Account opens in 60 seconds. $10 free, on us.

App Store
Google Play

No credit check · No fees · Cancel anytime